This document details the Terms & Conditions governing all services offered by Dunn Right Financial Coaching LLC. By proceeding with a booking or purchase, you acknowledge and consent to the policies related to service delivery, payments, cancellations, confidentiality, and the responsibilities of both coach and client.
Welcome to Dunn Right Financial Coaching LLC (“the Company,” “we,” “our,” or “the Coach”).
These Terms & Conditions (“Terms”) govern your access to and use of our services, website, programs, and materials. By booking, purchasing, or participating in any coaching session or package, you (“Client,” “you,” or “your”) acknowledge that you have read, understood, and agreed to be bound by these Terms.
If you do not agree to these Terms, you may not access or use our services.
1. Overview of Services
Dunn Right Financial Coaching LLC provides educational financial coaching to individuals and couples seeking to improve their financial literacy, budgeting skills, and money-management habits. Coaching is conducted online via Zoom or phone.
Coaching services are educational in nature and do not constitute financial, legal, investment, tax, or accounting advice.
Prices and service details are posted on our website and may change at any time.
2. Coaching Services & Limitations
2.1 Nature of Services
Our coaching sessions focus on budgeting, planning, financial habit-building, and improving financial decision-making. We work collaboratively with clients to set goals, review financial behaviors, and develop long-term financial wellness strategies.
2.2 No Professional Advice
The Coach is not a licensed financial advisor, accountant, attorney, investment advisor, therapist, or tax preparer.
Nothing provided during coaching should be interpreted as:
Legal advice
Investment advice
Tax advice
Accounting services
Mental health services
Professional fiduciary guidance
Clients are encouraged to consult licensed professionals as appropriate.
2.3 No Guarantees
The Coach does not guarantee any specific financial results, improvements, outcomes, or benefits.
Results depend on numerous factors outside the Coach’s control, including the Client’s actions, effort, and personal circumstances.
3. Client Responsibilities
Clients agree to:
Actively participate in the coaching process
Provide accurate, complete, and up-to-date information
Follow through with agreed-upon action steps
Communicate respectfully and in good faith
Attend scheduled sessions on time
Failure to participate or provide accurate information may limit results and may result in termination of services.
4. Payment Terms
4.1 General Payment Rules
Payment is required before any session, package, or add-on service begins.
No services will be delivered until payment has been fully processed.
4.2 Packages & Payment Plans
Selected services may offer payment plans.
For the 12-Month Coaching Package:
Payment plan consists of 12 monthly payments of $50
Enrollment obligates the Client to all 12 payments
Early cancellation does not cancel payment obligations
4.3 Add-On Services
Budget Setup is the only billable add-on service.
All add-ons are one-time charges and do not automatically renew.
4.4 Failed or Late Payments
If a payment fails or is declined:
The Client has five (5) business days to fix the issue
Services may be paused until payment is resolved
Missed payments may result in termination of services
4.5 Refund Policy
All payments are non-refundable.
As a courtesy (not a guarantee), unused prepaid sessions may be credited for future use within six (6) months at the Coach’s discretion.
5. Scheduling, Cancellations & Service Termination
5.1 Scheduling
Sessions must be scheduled in advance through the system or process designated by Dunn Right Financial Coaching LLC.
5.2 Cancellation Policy
Clients must provide at least 24 hours’ notice to cancel or reschedule.
Late cancellations or no-shows may be forfeited without refund or rescheduling.
5.3 Termination by the Coach
The Coach may terminate services for:
Non-payment
Repeated missed sessions
Disrespectful, abusive, or inappropriate behavior
Failure to participate or communicate
Violation of these Terms
Credits for unused sessions, if any, are at the Coach’s discretion.
5.4 Termination by the Client
Clients may terminate at any time by written request.
However, termination does not cancel financial obligations for fixed-term plans or payment plans already agreed to.
5.5 Completion of 12-Month Package
Upon completion of the 12-month term, all included benefits (email support, budget upkeep, coaching sessions) end unless the Client renews.
5.6 Survival of Obligations
Termination does not release either party from obligations that, by their nature, survive termination, including:
Confidentiality
Intellectual property protections
Payment obligations already incurred
Liability limitations
6. Confidentiality & Privacy
6.1 Confidentiality Commitment
All financial information, personal data, and communication shared during coaching is kept confidential and will not be disclosed without written consent, except as outlined below.
6.2 Couples Coaching
When two partners participate together:
Information shared by either partner may be shared with the other
Confidentiality does not apply between the two partners
Both partners must consent to joint coaching
6.3 Exceptions to Confidentiality
Disclosure may occur if:
Required by law, subpoena, or court order
The Coach reasonably believes a client poses harm to self or others
Necessary to defend against allegations or legal claims
6.4 Data Security
Client information is stored securely using reasonable digital and physical safeguards.
7. Intellectual Property Rights
7.1 Ownership
All content, materials, templates, worksheets, frameworks, branding, and systems provided by Dunn Right Financial Coaching LLC remain the exclusive property of the Company.
7.2 Limited License
Clients receive a non-transferable, non-exclusive license to use provided materials solely for personal financial improvement.
7.3 Prohibited Uses
Clients may NOT:
Reproduce
Resell
Distribute
Share
Modify
Teach
Commercialize
Claim ownership of
any provided materials.
7.4 Enforcement & Legal Fees
Using, sharing, or distributing materials outside personal improvement violates these Terms and may result in legal action.
Clients agree to pay reasonable attorney’s fees and costs for any action the Coach brings to enforce this section.
8. Disclaimers & Limitation of Liability
8.1 Educational Purposes Only
Services are provided for educational and informational purposes only.
8.2 No Guarantee of Results
The Coach makes no guarantee of financial results or outcomes.
8.3 Limitation of Liability
To the fullest extent permitted by law:
The Coach is not liable for indirect, incidental, consequential, special, or punitive damages
The total liability for any claim shall not exceed the amount paid by the Client for services
8.4 Indemnification
Clients agree to indemnify and hold harmless the Coach for claims arising from:
Actions taken based on coaching
Information provided during sessions
Use or misuse of materials
Violations of these Terms
9. Third-Party Resources
The Coach may provide external links, tools, or referrals.
The Coach does not endorse or guarantee third-party content and is not responsible for performance, accuracy, or outcomes.
10. Governing Law
These Terms are governed by the laws of the State of North Dakota, without regard to conflict of law rules.
11. Dispute Resolution
Clients agree to attempt to resolve disputes through:
Good-faith negotiation, and
Non-binding mediation,
before pursuing litigation.
12. Changes to These Terms
We may update, modify, or revise these Terms at any time.
Changes become effective once posted on our website.
Continued use of services constitutes acceptance.
13. Acceptance of Terms (Digital Consent Clause)
By booking, purchasing, accessing, or participating in any service offered by Dunn Right Financial Coaching LLC, the Client acknowledges and agrees that:
They have read and understood these Terms & Conditions
They voluntarily agree to be legally bound by these Terms
Their digital acceptance, booking confirmation, or checkbox selection constitutes a legally binding electronic signature under state and federal law